In these days of austerity along with relative stress about having debt, many individuals balk against the idea of utilizing a credit card in order to make acquisition of merchandise or perhaps pay for a holiday, preferring, instead to rely on the tried and also trusted means of making settlement - raw cash. However, if you possess the cash on hand to make the purchase in full, then, paradoxically, that is the best time to be able to use the cards for several motives.