I have learned many lotopyeer important things via your post. I might also like to express that there can be situation that you will obtain a loan and never need a co-signer such as a Fed Student Support Loan. When you are getting credit through a regular creditor then you need to be prepared to have a co-signer ready to assist you to. The lenders will certainly base their decision on the few variables but the biggest will be your credit rating. There are some loan companies that will likewise look at your job history and make up your mind based on that but in most cases it will hinge on your report.