These days of austerity along with relative anxiety about running into debt, most people balk against the idea of making use of a credit card to make acquisition of merchandise and also pay for a holiday, preferring, instead only to rely on the tried and trusted means of making repayment - raw cash. However, in case you have the cash available to make the purchase entirely, then, paradoxically, that is the best time just to be able to use the card for several causes.