In these days of austerity in addition to relative stress about getting debt, many individuals balk resistant to the idea of making use of a credit card in order to make acquisition of merchandise or maybe pay for any gift giving occasion, preferring, instead to rely on a tried along with trusted approach to making settlement - raw cash. However, if you possess cash available to make the purchase 100 %, then, paradoxically, that is the best time to use the credit cards for several reasons.