In line with my research, after a in foreclosure home is available at a sale, it is common with the borrower to still have the remaining unpaid debt on the mortgage. There are many lenders who try and have all expenses and liens cleared by the subsequent buyer. Even so, depending on specific programs, laws, and state legal guidelines there may be a number of loans which aren't easily solved through the shift of personal loans. Therefore, the responsibility still remains on the debtor that has received his or her property foreclosed on. Many thanks for sharing your thinking on this web site.