These days of austerity and relative stress and anxiety about taking on debt, many individuals balk resistant to the idea of making use of a credit card in order to make acquisition of merchandise or perhaps pay for any gift giving occasion, preferring, instead to rely on the particular tried along with trusted means of making payment - raw cash. However, if you have the cash available to make the purchase completely, then, paradoxically, that's the best time to use the credit cards for several motives.