In these days of austerity along with relative stress about incurring debt, a lot of people balk up against the idea of employing a credit card in order to make acquisition of merchandise or perhaps pay for any occasion, preferring, instead just to rely on the tried and trusted technique of making settlement - raw cash. However, if you possess the cash available to make the purchase entirely, then, paradoxically, that is the best time to use the card for several good reasons.