These days of austerity in addition to relative anxiety about taking on debt, lots of people balk about the idea of using a credit card to make purchase of merchandise and also pay for any gift giving occasion, preferring, instead only to rely on the tried and also trusted method of making settlement - hard cash. However, if you possess the cash on hand to make the purchase 100 %, then, paradoxically, that's the best time to be able to use the cards for several factors.