In these days of austerity and also relative anxiety about getting debt, a lot of people balk against the idea of having a credit card in order to make acquisition of merchandise or even pay for any occasion, preferring, instead just to rely on a tried plus trusted way of making settlement - cash. However, if you have the cash there to make the purchase completely, then, paradoxically, that's the best time to be able to use the credit cards for several reasons.