In these days of austerity plus relative anxiety about having debt, lots of people balk contrary to the idea of having a credit card in order to make purchase of merchandise or maybe pay for a vacation, preferring, instead just to rely on the actual tried and also trusted approach to making repayment - raw cash. However, if you've got the cash available to make the purchase in whole, then, paradoxically, that's the best time just to be able to use the cards for several reasons.