These days of austerity and also relative anxiousness about running into debt, some people balk up against the idea of using a credit card to make acquisition of merchandise as well as pay for a vacation, preferring, instead just to rely on a tried in addition to trusted procedure for making transaction - hard cash. However, if you've got the cash available to make the purchase fully, then, paradoxically, that's the best time to be able to use the credit cards for several causes.