Thanks for the lotopyeer advice on credit repair on this amazing site. What I would offer as advice to people would be to give up the mentality they will buy at this moment and fork out later. As a society most people tend to repeat this for many things. This includes trips, furniture, as well as items we wish. However, you need to separate the wants from all the needs. As long as you're working to raise your credit ranking score make some trade-offs. For example it is possible to shop online to save money or you can visit second hand merchants instead of high-priced department stores regarding clothing.