In these days of austerity and also relative stress about taking on debt, most people balk contrary to the idea of using a credit card to make acquisition of merchandise as well as pay for a holiday, preferring, instead to rely on the particular tried as well as trusted way of making repayment - hard cash. However, if you have the cash on hand to make the purchase in whole, then, paradoxically, that is the best time to be able to use the cards for several motives.