In these days of austerity and relative panic about having debt, a lot of people balk resistant to the idea of utilizing a credit card in order to make acquisition of merchandise as well as pay for a holiday, preferring, instead to rely on the tried and trusted way of making payment - raw cash. However, in case you have the cash on hand to make the purchase in whole, then, paradoxically, that's the best time for you to use the credit cards for several causes.