In these days of austerity and relative stress and anxiety about running into debt, many people balk contrary to the idea of utilizing a credit card to make acquisition of merchandise or pay for a holiday, preferring, instead only to rely on this tried and also trusted technique of making settlement - raw cash. However, if you have the cash on hand to make the purchase in whole, then, paradoxically, this is the best time for them to use the card for several motives.