These days of austerity and also relative anxiousness about taking on debt, some people balk up against the idea of making use of a credit card to make purchase of merchandise or pay for any occasion, preferring, instead just to rely on the tried in addition to trusted technique of making payment - hard cash. However, if you possess cash on hand to make the purchase in whole, then, paradoxically, this is the best time to use the credit card for several factors.