Thanks for the suggestions about credit repair on your web-site. What I would tell people will be to give up this mentality that they'll buy at this point and pay back later. Being a society many of us tend to do that for many things. This includes getaways, furniture, plus items we want. However, you should separate your own wants from all the needs. As long as you're working to boost your credit score you have to make some trade-offs. For example you can shop online to economize or you can visit second hand retailers instead of high-priced department stores with regard to clothing.