In these days of austerity as well as relative panic about running into debt, many people balk up against the idea of employing a credit card in order to make purchase of merchandise as well as pay for any gift giving occasion, preferring, instead to rely on the tried and also trusted procedure for making transaction - cash. However, if you possess cash on hand to make the purchase entirely, then, paradoxically, that is the best time to be able to use the cards for several factors.